Insurance Restoration
The majority of roofing projects we complete in Colorado are insurance restoration jobs. Colorado ranks among the top states in the nation for hail damage claims, and most standard homeowners insurance policies cover storm damage to your roof, siding, and gutters under dwelling coverage.
Gates Enterprises may assist you with navigating the insurance claim process from start to finish. Our team can help document storm damage thoroughly, coordinate with your insurance adjuster, and ensure that all covered damage is accurately represented in your claim. This assistance could help reduce confusion and streamline the restoration timeline.
For an approved insurance claim, homeowners are typically responsible for their deductible. The insurance company may then cover the remaining cost of the restoration. The exact out of pocket amount depends on your specific policy, deductible, and the scope of damage documented.
How We Assist with Insurance Claims
Free Storm Damage Inspection
We perform a comprehensive roof inspection at no cost to you, documenting every instance of damage with detailed photos and measurements.
Claim Filing Guidance
We help you understand the claim process and provide guidance on what to communicate to your insurance company.
Adjuster Coordination
A Gates Enterprises representative meets with your insurance adjuster to walk through all documented damage and help ensure nothing is overlooked.
Supplement Support
If the initial estimate does not capture the full scope of damage, we prepare and submit supplements to your insurance company on your behalf.
Quality Restoration
Once approved, our certified crews complete the work to manufacturer specifications, backed by the strongest warranties in the industry.
Payment Options
We offer several ways to pay for your roofing project, so you can choose the option that works best for your situation.
Insurance Claims
Most of our projects are covered by homeowners insurance. You typically pay only your deductible, and the insurance company may cover the rest. We assist with the entire claim process.
Cash or Check
For homeowners paying out of pocket, we accept cash and check payments. We provide a detailed written estimate before any work begins so you know exactly what to expect.
Credit Card
We accept major credit cards for your convenience. This can be a good option for smaller repairs or for homeowners who prefer the flexibility of credit card payments.
Third Party Financing
We work with trusted third party lenders who offer financing plans for roofing projects. This allows you to spread payments over time with competitive rates and flexible terms.
Free Inspection and Estimate
Every roofing project starts with a free, no obligation inspection. Our certified inspectors thoroughly evaluate the condition of your roof, document any damage or wear, and provide you with a clear, written estimate before any work begins.
Whether you suspect storm damage, are planning a proactive replacement, or just want to know the condition of your roof, our inspection gives you the information you need to make a confident decision. There is never any pressure to commit.