Your Roof Insurance Claim, Handled From Start to Finish

In most cases, your only out of pocket cost is your insurance deductible. Your homeowner’s insurance typically covers the full replacement cost minus the deductible. As required by Colorado law, homeowners are responsible for paying their deductible.

When Gates Enterprises recommends filing a claim, our success rate is over 99%. We only recommend filing when we’re confident the damage warrants it. We never pressure homeowners to file unnecessary claims.

Supplements are additional documentation submitted to your insurance company when the initial estimate doesn’t cover the full scope of work. Most homeowners don’t know they exist. We handle the entire supplement process, which often results in thousands of additional dollars toward your project.

Yes. We attend every adjuster meeting on site. We walk the roof with your adjuster, point out all documented damage, and advocate for a fair and accurate estimate.

Most Colorado homeowner’s insurance policies cover the full replacement cost of a storm damaged roof, minus your deductible. Many homeowners don’t realize this. We help you understand your coverage and work with your insurance company to pursue the coverage your policy provides.

From initial inspection to completed installation, most projects take 4 to 8 weeks. The timeline depends on insurance company response times, supplement reviews, and weather. We keep the process moving and communicate with you at every step.

Most policies have a time limit, often one year from the date of the storm. Schedule an inspection as soon as possible to protect your eligibility.